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The cost of replacing your iPhone will be too much for most people. Gadget cover from only £3.99/month is a small price to pay to avoid those expensive replacement costs.

There are a number of reasons to consider getting iPhone insurance when purchasing one of these phones, and it’s important that you know about them before making a final decision either way. This type of insurance can be an extremely good thing to have in the event of accidental breakage or theft, minimizing the amount of money you will have to spend on repairs or replacements.

iPhone Insurance - Can You Afford To Be Without It?

Perhaps the most obvious reason that you should get insurance on your iPhone is that it will help to cover repair costs in the event that something happens to it, for example if you should accidentally drop the phone and the screen cracks. Everyone drops their phones at some point during ownership, and it is an inevitability that you should be prepared for. Instead of having to spend hundreds of pounds for a new phone, you will be able to use your insurance to get a new one at a fraction of the cost.

Everyone who buys an iPhone automatically gets what is called Apple Care, which is a limited 1-year warranty. Apple Care is completely free and is automatically activated when you purchase the phone. This basic insurance on the phone offers a 1-year limited warranty against defects as well as 90 days complimentary phone support.

While you might think that just choosing to save some money by sticking with Apple Care is just fine, it doesn’t offer the kind of comprehensive coverage that iPhone insurance cover does. If you want some additional protection for your new phone, iPhone insurance starts from only £3.99/month and you can either purchase it when buying your new phone or within 18 months of the initial purchase.

It is estimated that in the last two years alone, consumers have spent an astonishing $4.8 billion on iPhone repairs and replacement. This clearly illustrates the need for iPhone insurance such that your insurer will take care of the repair or replacement costs in the event that something bad befalls your valuable iPhone.

Apple Care Inclusive Warranty

Apple iPhones are globally renowned for their stunning design and amazing quality. This is why in excess of half a billion iPhones have been purchased world-wide. People from all trades and walks of life keep relying on smartphones such as the iPhone for communication and entertainment in their daily lives. The loss of a gadget of iPhone’s standard would be quite disturbing. The resulting loss of data and important connections to friends and contacts would add insult to injury. In the event that your iPhone breaks down, well it realistically can break down despite its great build, or if it gets lost or stolen, an iPhone insuring company should step in to save you from the agony of long disconnection and liability to incur repair or replacement expenses.

Accidental damage - your iPhone will be repaired or the cost of repair will be paid for if your phone is damaged as the result of an accident. Cover for minor screen cracks is also included. Liquid damage - If your iPhone has been damaged due to splashes or contact with liquids, it will be repaired or replaced. Theft - If your mobile is stolen, it will be replaced. Breakdown - Should your iPhone stop working, it will be repaired or replaced. Unauthorised usage - Any unauthorised calls or data usage while your iPhone has been stolen will be paid for. (Up to £2,500) Worldwide cover - Use your iPhone anywhere in the world and still be covered for up to 90 days in any single year. Unlimited claims - no limit to the number of claims you can make. Accessories cover - Any accessories which are lost, stolen or damaged at the same time as your iPhone will be replaced. (Up to a value of £150).

What Is Included with iPhone Insurance?