The first and most important feature to look for is the insurance eligibility criteria. If seeking insurance from a UK gadget insurance company, then your gadget needs to have been purchased within the UK and you will need a valid UK proof of purchase stating this, either a receipt or invoice will do. It must also have been purchased within the last 18 months, After this time has elapsed, you will no longer be eligible to insure your gadget. This length of time does vary across insurance companies, so it is worth doing your research if you have a gadget in need of insuring that is older than 18 months.
You will no doubt have seen a wide range of prices being advertised over the Internet with many claims from different companies that they are the cheapest. The problem here is that every device is different. For example, smart phones will have higher retail values than non smart phones. The Apple iPhone 7 will have many different models available with different screen and storage sizes. The retail value of each of these phones is different and so will the cost of insuring it be different. You will need to enter the specific details of your phone model into a quote form to find out how much it will cost to insure. More importantly, consider the entire package when comparing quotes, as the monthly price alone should not be the sole deciding factor. The “cheapest” policy does not mean it will be the “best” policy. Ask yourself “What Am I Getting For My Money?”.